According to statistics, last year there were 1.3 million mobile handset thefts in Britain. That is one every 24 seconds. Mobile phone theft now accounts for nearly a third of all robberies reported to the police.

Add to this the many thousands of phones which are accidentally damaged and the cost of unauthorised calls if your phone was stolen.

You should give as much consideration to insurance as you do to the choice of your mobile phone. Insure you phone is a simple way to protect yourself against the expense and inconvenience having to replace your mobile phone.

Many people believe that if they do not have a mobile phone the contract will be cancelled. Whether you have the phone in your possession or not, you are still liable for 12 months line rental. The cost of replacing a mobile phone without a new contract can cost hundreds of pounds.

The free handset you receive when you sign a twelve month contract with your service provider can cost up to 1000 to replace if you lose or damage it.

This is because your network (T-Mobile, Vodaphone etc.) discounted your handset because you are promising them 12 months of your business.

Mobile phones remain the number one target for muggers** .

Approximately 1 in 5 car crime victims will have their mobile phone stolen**